Best Credit Cards in India 2025 – Shopping & Travel ke liye Top 10 Cards

2025 me India me credit card lena bahut common ho gaya hai. Lekin har card har user ke liye suitable nahi hota. Kuch cards shopping ke liye best hai, kuch travel ke liye aur kuch cashback ke liye. Is article me hum India ke top 10 credit cards 2025 list kar rahe hain with benefits, annual fees aur rewards comparison.

1. HDFC Regalia Credit Card

HDFC Regalia ek premium lifestyle card hai jo frequent travelers ke liye perfect hai. Is card ke saath aapko complimentary airport lounge access milta hai, travel insurance aur high reward points milte hain.

• Annual Fee: ₹2500
• 4 reward points per ₹150 spent
• Complimentary domestic & international lounge access

2. SBI SimplyCLICK Credit Card

Agar aap online shopping zyada karte ho to SBI SimplyCLICK ek sasta aur best card hai. Iska annual fee sirf ₹499 hai aur aapko Amazon, Flipkart jaise websites par 10x reward points milte hain.

• Annual Fee: ₹499
• 10x reward points on Amazon, Flipkart, Cleartrip
• 1% fuel surcharge waiver

3. ICICI Amazon Pay Credit Card

ICICI Amazon Pay ek lifetime free card hai jo har Amazon customer ke liye useful hai. Agar aap Prime member ho to aur bhi benefits milte hain.

• Annual Fee: ₹0
• 5% cashback on Amazon for Prime members
• 2% cashback on partner merchants

4. Axis Bank ACE Credit Card

Axis ACE card Google Pay ke collaboration me launch hua tha aur ye daily use ke liye best cashback card hai. Bill payments aur recharges pe 5% cashback milta hai.

• Annual Fee: ₹499
• 5% cashback on bill payments & recharges (via Google Pay)
• 4% cashback on Zomato, Swiggy, Ola

5. Citi PremierMiles Credit Card

Citi PremierMiles ek travel card hai jo airline miles aur complimentary lounge access provide karta hai. Frequent flyers ke liye ye card perfect hai.

• Annual Fee: ₹3000
• 10,000 welcome miles
• Airline partners ke saath direct mile transfer

6. HDFC Millennia Credit Card

Millennials ke liye HDFC ka Millennia card best option hai. Shopping aur online payments ke liye cashback reward karta hai.

• Annual Fee: ₹1000
• 5% cashback on Amazon, Flipkart, PayZapp
• Complimentary lounge access

7. American Express Membership Rewards Credit Card

Amex Membership Rewards card reward points lovers ke liye bana hai. Is card ka annual fee thoda zyada hai lekin reward system sabse flexible hai.

• Annual Fee: ₹1500
• 4 reward points per ₹100 spent
• Milestones par bonus reward points

8. Standard Chartered Manhattan Credit Card

Ye card grocery aur retail shopping ke liye best mana jata hai. Isme aapko groceries par cashback milta hai jo India me rare feature hai.

• Annual Fee: ₹999
• 5% cashback on groceries & supermarkets
• Complimentary lounge access

9. IDFC First Wealth Credit Card

IDFC First Bank ka Wealth card ek no annual fee premium card hai. Iska reward program aur benefits kaafi attractive hai.

• Annual Fee: ₹0
• 6x reward points on online spends
• Airport lounge access + free movie tickets

10. Kotak Mahindra PVR Platinum Credit Card

Agar aapko movies pasand hai to ye card specially bana hai. PVR par free movie tickets aur discounts provide karta hai.

• Annual Fee: ₹999
• 2 free PVR movie tickets every month (on spends of ₹7500)
• Fuel surcharge waiver

Conclusion

Yeh the Top 10 Best Credit Cards in India 2025. Har card ka apna ek special feature hai – kuch cashback ke liye, kuch travel ke liye aur kuch shopping ke liye. Aap apni lifestyle aur spending pattern ke hisaab se select karein. Hamari recommendation: Lifetime free cards pehle prefer karein taaki annual fee ka tension na ho.

Created by Vikram